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These terms of use govern the use of this website and other websites associated with Leader Insurance & Services, headquartered at , North Port, FL , hereinafter simply referred to as Leader Insurance & Services, and, on the other hand, the User (referred to in this document as any person who accesses our site), hereinafter simply referred to as User.

Restrictions on Use

The User may only use this and other websites of Leader Insurance & Services for purposes permitted by us. The User may not use it for any other purpose, especially commercial, without our prior consent. Do not associate our trademarks with any other. Do not display our name, logo, or other brand identifiers inappropriately or in a manner that may cause confusion.

Ownership of Information

The content of the website, as well as any content from Leader Insurance & Services, may not be copied, distributed, published, uploaded, posted, or transmitted by any other means without our prior consent, unless the purpose is solely for dissemination.

Comments

By posting any comment or testimonial on our website, the User authorizes Leader Insurance & Services to publish it wherever we desire in order to assist with the promotion of our products and services.

Reporting Abuse and Violations

The User agrees to report any abuses or violations of these Terms and Conditions of Use or any third-party rights that they observe and/or are victim to when using the Site. The User should use the email scarvalho@srqleaderinsurance.com to communicate with us.

Legal Disclaimer

The information obtained when using this site is not comprehensive and does not cover all issues, topics, or facts that may be relevant to your goals. The use of this site is entirely your responsibility. The content is offered as is and without any warranties, express or implied. The content of this site is not the final word on any matter, and we may make improvements at any time.

The User, and not Leader Insurance & Services, assumes the cost of any service, repair, or correction needed in the event of any loss or damage resulting from the use of this site or its content.

Trademarks

Trademarks and logos present on this site are the property of Leader Insurance & Services or the party that provided them to the company. Leader Insurance & Services and the parties that provided the trademarks and logos hold all rights to them.

Indemnity

The User will indemnify and hold harmless Leader Insurance & Services, its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors (referred to herein as the Indemnified Parties) from any violation of this Terms of Use accepted by the User, including the use of the Content other than as expressly stated herein.

The User agrees that the Indemnified Parties have no responsibility or connection with any violation or unauthorized use, and the User agrees to remedy any and all loss, damage, judgments, awards, costs, expenses, and attorney's fees of the Indemnified Parties related to the violation. The User will also indemnify and hold harmless the Indemnified Parties from any third-party claims resulting from the use of the information contained on this site.

Security

It is prohibited to use any service or tool connected to this site to compromise security or interfere with system and/or account resources. The use or distribution of tools designed to compromise security (e.g., password discovery programs, cracking tools, or network probing tools) is strictly prohibited.

If the User is involved in any system security violation, Leader Insurance & Services the right to provide the User's information to system administrators of other sites to help them resolve security incidents. Leader Insurance & Services reserves the right to investigate potential violations of these Terms of Use.

Leader Insurance & Services reserves the right to fully cooperate with competent authorities or court orders requesting Leader Insurance & Services to disclose the identity of any person who posts email, messages, or provides any material that may violate these Terms of Use.

1- SMS Consent Communication:

The information phone obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2- Types of SMS Communications:

If you have consented to receive text messages from Leader Insurance & Services LLC, you may receive messages related to the following:

• Conversational;
• To provide general information;
• To Appointment;
• To reminders;

Example: Hello, this is a friendly reminder of your upcoming insurance policy renewal with Leader Insurance & Services at North Port, FL. You can reply STOP to opt out of SMS messaging from Leader Insurance & Services at any time." For assistance text HELP. Message frequency may vary. Message and data rates may apply.

3- Message Frequency:

Message frequency may vary depending on the type of communication. For example, you may receive up to [10] SMS messages per week related to your appointment reminders, account notifications, promotional offers and more.

4- Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

5- Opt-In Method:

You may opt-in to receive SMS messages from Leader Insurance & Services LLC in the following ways:

By submitting an online form: www.srqleaderinsurance.com.

6- Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

7- Help:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at www.srqleaderinsurance.com or call us at +1 941-200-5087

8- Standard Messaging Disclosures:

Message and data rates may apply.

You can opt-out at any time by texting "STOP."

For assistance, text "HELP" or visit our Privacy Policy and Terms and Conditions pages.

Message frequency may vary.

SMS opt-in and phone numbers collected for SMS communication purposes will not be shared with any third party and affiliates for marketing purposes.

Leader Insurance & Services's Privacy Policy has been formulated with the intent to maintain the privacy, security, and transparency of the information collected from our users. Leader Insurance & Services values its users' privacy and demonstrates its commitment to protecting your privacy and personal data in accordance with the General Data Protection Law and other applicable laws on the subject, as well as to transparently describe how your privacy is protected by Leader Insurance & Services when collecting, handling, and storing your personal information.

1 - Collection of Information

A: We do not collect any type of personal information without the user's consent, except for some data automatically received from the internet protocol, such as IP address, browser, and user operating system.

B: We collect session data and cookies. Cookies are text files used in the user's browser to store browsing preferences.

C: Our website incorporates external tools such as Google Analytics and Facebook Pixel that serve to help generate metrics related to visits and measure user actions while browsing the site.

2 - Use of Collected Data

A: We use some of the collected data (IP address, browser, user operating system) to personalize the user’s browsing experience according to their profile. Data related to browsing, sessions, and cookies are generally used to validate user access and actions on certain pages and features, as well as to remember user settings, decisions, and sessions.

B: Non-identifiable data collected through Google Analytics and Facebook Pixel are later used for remarketing, meaning we subsequently contract services from Google and Facebook to send ads to users who have visited our sites on their respective networks and platforms.

3 – Consent

When the user accesses our site, we understand that the user agrees with the data collection and its respective forms of use as previously described in item 1 (Collection of Information) and item 2 (Use of Collected Data).

4 – Data Disclosure  

We may be required to disclose users' personal information if compelled by judicial authorities or for legal processes in the event the user violates our Terms of Service.

5 - Security

We take reasonable measures and precautions to protect users' personal information, ensuring that this data is not inappropriately accessed, disclosed, altered, or destroyed.

6. Changes to This Privacy Policy 

We may change this Privacy Policy at any time. Whenever a significant condition of this Privacy Policy is altered, the changes will be effective once the new version is published on our website, in the user's profile, or sent to you via email.

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FINAL CONSIDERATIONS

For more information about our privacy policies and terms of use, contact us at scarvalho@srqleaderinsurance.com.

Leader Insurance & Services
North Port, FL